• For shoppers
  • For business
  • Customer service
Sign in

Pay yourway withKlarna

US smooth hand

Shop securely and choose to pay in 4 interest-free payments, in full, in 30 days, or over time.ยน

4.8/5 in the App Store

Learn more

Use Klarna anywhere you shop

Mobile device showcasing Klarna's checkout

At checkout

Find the pink Klarna badge at your favorite brands when you shop online.

Learn more
Mobile device showing the Shop Home tab in the Klarna app

In the Klarna app

Stay on top of your spending, shop anywhere with Klarna and earn cashback.ยฒ

Get the app
Klarna and Apple Pay logos

Apple Pay

Pay over time on Apple Pay when shopping online or in app, on iPhone or iPad.ยณ

Learn more

Klarna Card

Shop anywhere Visa is accepted and choose how you pay.โด

Learn more

Why use Klarna

Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.

Flexible payments

Flexible payments

Pay over time with Klarna's flexible payment options, giving you more control over your budget.โต

No fees if you pay on time

No fees if you pay on time

Shop with confidence knowing there are no surprise fees or charges when you use Klarna.โถ

Smooth checkout

Smooth checkout

Enjoy a quick, seamless checkout process that makes shopping faster and easier.

Security and buyer protection

Security and buyer protection

Shop safely with Klarna's robust security features and buyer protection, ensuring peace of mind with every transaction.โท

Cashback & deals

Cashback & deals

Earn cashback, shop all of your favorite stores and stay on top of your spending.

Trustpilot

Shoppers love Klarna

100+ million people love to shop and pay with Klarna anywhere.

Five white stars.

"Love the convenience and auto payments to repay back quickly."

Rosa - 10th of June 2025

Five black stars.

"Super convenient and easy!! Havenโ€™t had any issues getting approved, set-up or making payments. Would recommend "

JC - 6th of June 2025

Five black stars.

โ€œI'm very satisfied using Klarna, it makes it easy for me to purchase things from my favorite retail places like Macy's or Temu and Shein! I always use them to make any purchases I need to happy and satisfied customer!๐Ÿ‘โ€œ

Maria - 25th of February 2025

Five black stars.

โ€œKlarna is a awesome app. Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest.โ€œ

Katy - 13th of February 2025

Five black stars.

"Very good company, it helps me a lot with my purchases with easy payment options."

Sara - 20th of June 2025

Customer reviews reflect their personal experience and opinion.

Showing our 5-star reviews.

Pay with Klarna at your favorite brands

See all
Dick's Sporting Goods Logotype

5% cashback

Priceline Logotype

1% cashback

Sam's Club Logotype
Best Buy Logotype
Airbnb Logotype
Dick's Sporting Goods Logotype

5% cashback

Priceline Logotype

1% cashback

Sam's Club Logotype
Best Buy Logotype
Airbnb Logotype

1% cashback

StockX Logotype

3% cashback

Journeys Logotype
Ticketmaster Logotype
Amazon Logotype

4% cashback

New Balance Logotype

1% cashback

StockX Logotype

3% cashback

Journeys Logotype
Ticketmaster Logotype
Amazon Logotype

4% cashback

New Balance Logotype

2% cashback

Booking.com Logotype

9% cashback

JD Sports Logotype

2% cashback

Sephora Logotype

6% cashback

Ulta Beauty Logotype
The Home Depot Logotype

2% cashback

Booking.com Logotype

9% cashback

JD Sports Logotype

2% cashback

Sephora Logotype

6% cashback

Ulta Beauty Logotype
The Home Depot Logotype

4% cashback

StubHub Logotype
GOAT Logotype

1% cashback

eBay Logotype
Hotels.com Logotype
Target Logotype

4% cashback

StubHub Logotype
GOAT Logotype

1% cashback

eBay Logotype
Hotels.com Logotype
Target Logotype
Yves Saint Laurent Y Men EdP 3.4 fl oz
NBA 2K26 - Superstar Edition (XBSX)
Samsung 70 Inch Class Crystal UHD U8000F Series 4K Smart Tizen TV
NBA 2K26 - Leave No Doubt Edition (XBSX)
Timberland 6-Inch Premium Waterproof Lace-Up - Yellow

Find a great deal and spread the cost on over 13.4 million products

Nike Jordan 4 Retro PS - White/Light Graphite/Light Lemon Twist
GoPro HERO13 Black + Accessories Bundle
VEVOR Commercial Popcorn Machine
Sony DualSense Wireless Controller - Chroma Teal
NBA 2K26 (XBSX)

ยน CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190.

ยฒ Earn cashback on Klarna App purchases. Klarna balance account required and funds can only be used within Klarna. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Klarna may get a commission. Limitations, terms and conditions apply.

ยณ Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in app, on iPhone and iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see here.

Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

โด Klarna Debit Flex Card is issued by Webbank, Member FDIC. Use your card anywhere Visa is accepted. Certain merchant, product, good and service restrictions apply. Some merchants do not accept virtual cards. Physical card only included with a paid Klarna Membership Plan.

โต See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.

โถ A $1,000 purchase might cost $173.53 per month over 6 months at 13.99% APR. Rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.

โท Exclusions apply.